Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Sector Six Neru Nvm Mh branch in Navi Mumbai, Navi Mumbai, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Navi Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UTIB0003321. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sector Six Neru Nvm Mh, Navi Mumbai

Below in the table are the key details related to IFSC Code UTIB0003321 of Axis Bank for its branch located in Navi Mumbai, within the district of Navi Mumbai in the state of Maharashtra.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003321
Branch Sector Six Neru Nvm Mh
City Navi Mumbai
District Navi Mumbai
State Maharashtra
Address Gr Flr Shop No 18 And 19 Beverly Ground Floor Shop No 18 &19 Beverly Nerul West

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Navi Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003321 for the Sector Six Neru Nvm Mh branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Sector Six Neru Nvm Mh, Navi Mumbai, Maharashtra, is provided with a unique IFSC like UTIB0003321 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Navi Mumbai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Navi Mumbai and Navi Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Sector Six Neru Nvm Mh do not get mixed with another location.

Format of the IFSC Code UTIB0003321

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sector Six Neru Nvm Mh in Navi Mumbai.

For example, the IFSC Code UTIB0003321 of Axis Bank for the Sector Six Neru Nvm Mh branch includes these elements, identifying the bank and the branch location in Navi Mumbai and Maharashtra accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0003321 of Axis Bank for its Sector Six Neru Nvm Mh branch located in Navi Mumbai, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Navi Mumbai and Navi Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Sector Six Neru Nvm Mh or Navi Mumbai to find the exact IFSC Code UTIB0003321.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Navi Mumbai will provide accurate information.

How to Use IFSC Code UTIB0003321 for Online Transfers?

If you have the IFSC Code UTIB0003321 for the Sector Six Neru Nvm Mh branch of Axis Bank in Navi Mumbai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003321. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0003321.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Sector Six Neru Nvm Mh in Navi Mumbai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Sector Six Neru Nvm Mh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Navi Mumbai to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Sector Six Neru Nvm Mh, Navi Mumbai?

The IFSC Code is UTIB0003321.

Is the IFSC Code UTIB0003321 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Sector Six Neru Nvm Mh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sector Six Neru Nvm Mh branch?

The address of the branch is Gr Flr Shop No 18 And 19 Beverly Ground Floor Shop No 18 &19 Beverly Nerul West located in Navi Mumbai, Navi Mumbai, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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