For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its The Moti Urban Co Op Bank Ltd branch in Nandurbar, Nandurbar, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Nandurbar or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UTIB0STMUC1. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, The Moti Urban Co Op Bank Ltd, Nandurbar

Here are the main details that are associated with the IFSC Code UTIB0STMUC1 of Axis Bank for its branch located in Nandurbar, within the district of Nandurbar in the state of Maharashtra.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0STMUC1
Branch The Moti Urban Co Op Bank Ltd
City Nandurbar
District Nandurbar
State Maharashtra
Address College Road Taloda , 425413

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Nandurbar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0STMUC1 for the The Moti Urban Co Op Bank Ltd branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in The Moti Urban Co Op Bank Ltd, Nandurbar, Maharashtra, are allotted a unique IFSC like UTIB0STMUC1 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nandurbar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Nandurbar and Nandurbar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in The Moti Urban Co Op Bank Ltd reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code UTIB0STMUC1

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Moti Urban Co Op Bank Ltd in Nandurbar.

For example, the IFSC Code UTIB0STMUC1 of Axis Bank for the The Moti Urban Co Op Bank Ltd branch has these elements, identifying the bank and the branch location in Nandurbar and Maharashtra correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0STMUC1 of Axis Bank for its The Moti Urban Co Op Bank Ltd branch located in Nandurbar, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Nandurbar and Nandurbar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for The Moti Urban Co Op Bank Ltd or Nandurbar to get the exact IFSC Code UTIB0STMUC1.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Nandurbar, you'll get the correct details.

How to Use IFSC Code UTIB0STMUC1 for Online Transfers?

Once you have the IFSC Code UTIB0STMUC1 for the The Moti Urban Co Op Bank Ltd branch of Axis Bank in Nandurbar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0STMUC1. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0STMUC1.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank The Moti Urban Co Op Bank Ltd in Nandurbar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in The Moti Urban Co Op Bank Ltd, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Nandurbar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in The Moti Urban Co Op Bank Ltd, Nandurbar?

The IFSC Code is UTIB0STMUC1.

Is the IFSC Code UTIB0STMUC1 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank The Moti Urban Co Op Bank Ltd?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Moti Urban Co Op Bank Ltd branch?

The address of the branch is College Road Taloda , 425413 located in Nandurbar, Nandurbar, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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