IFSC Code of Axis Bank, Nagapattinam, Nagapattinam, Tamil Nadu- UTIB0001505

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Nagapattinam branch in Nagapattinam, Nagapattinam, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Nagapattinam or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0001505. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Nagapattinam, Nagapattinam

Here are the key points that are associated with the IFSC Code UTIB0001505 of Axis Bank for its branch located in Nagapattinam, within the district of Nagapattinam in the state of Tamil Nadu.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Nagapattinam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0001505 for the Nagapattinam branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0001505 is given to every bank branch, including Axis Bank located in Nagapattinam, Nagapattinam, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Nagapattinam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Nagapattinam and Nagapattinam.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Nagapattinam doesn't end up at another location.

Format of the IFSC Code UTIB0001505

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nagapattinam in Nagapattinam.

For example, the IFSC Code UTIB0001505 of Axis Bank for the Nagapattinam branch has these elements, identifying the bank and the branch location in Nagapattinam and Tamil Nadu correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001505 of Axis Bank for its Nagapattinam branch located in Nagapattinam, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Nagapattinam and Nagapattinam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Nagapattinam or Nagapattinam to find the exact IFSC Code UTIB0001505.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Nagapattinam will provide accurate information.

How to Use IFSC Code UTIB0001505 for Online Transfers?

Once you have the IFSC Code UTIB0001505 for the Nagapattinam branch of Axis Bank in Nagapattinam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0001505. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001505.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Nagapattinam in Nagapattinam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Nagapattinam, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Nagapattinam manage online transfers as well as cheque clearances with ease.