The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Iluppur branch in Nagapattinam, Iluppur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Nagapattinam or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0004360. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Iluppur, Nagapattinam

Below in the table are the key details related to IFSC Code UTIB0004360 of Axis Bank for its branch located in Nagapattinam, within the district of Iluppur in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004360
Branch Iluppur
City Nagapattinam
District Iluppur
State Tamil Nadu
Address Raj Complex, Rs No 167 1A 167 1B, Main Road, Iluppur Village, Tharangambady Taluk, Nagapattinam Dt 609308

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Nagapattinam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0004360 for the Iluppur branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Iluppur, Nagapattinam, Tamil Nadu, are given a unique IFSC like UTIB0004360 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nagapattinam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Nagapattinam and Iluppur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Iluppur goes to the correct branch. This is important because Axis Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0004360

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Iluppur in Nagapattinam.

For example, the IFSC Code UTIB0004360 of Axis Bank for the Iluppur branch has these elements, identifying the bank and the branch location in Nagapattinam and Tamil Nadu correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0004360 of Axis Bank for its Iluppur branch located in Nagapattinam, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Nagapattinam and Iluppur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Iluppur or Nagapattinam to get the exact IFSC Code UTIB0004360.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Nagapattinam, then it will provide you proper information.

How to Use IFSC Code UTIB0004360 for Online Transfers?

Once you have the IFSC Code UTIB0004360 for the Iluppur branch of Axis Bank in Nagapattinam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004360. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004360.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Iluppur in Nagapattinam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Iluppur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Nagapattinam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Iluppur, Nagapattinam?

The IFSC Code is UTIB0004360.

Is the IFSC Code UTIB0004360 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Iluppur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Iluppur branch?

The address of the branch is Raj Complex, Rs No 167 1A 167 1B, Main Road, Iluppur Village, Tharangambady Taluk, Nagapattinam Dt 609308 located in Nagapattinam, Iluppur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.