The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Sree Chaitanya Coop Bank branch in Nadia, Nabadwip, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Nadia or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0SSCCBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Sree Chaitanya Coop Bank, Nadia
The table below shows the main details of the IFSC Code UTIB0SSCCBL for the Axis Bank branch in Nadia, which falls under the Nabadwip district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SSCCBL |
| Branch | Sree Chaitanya Coop Bank |
| City | Nadia |
| District | Nabadwip |
| State | West Bengal |
| Address | 159 Poramatala Road Dhopwali More Nawadwip Nadia Pin 741302 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Nadia for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SSCCBL for the Sree Chaitanya Coop Bank branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Sree Chaitanya Coop Bank, Nadia, West Bengal, is provided with a unique IFSC like UTIB0SSCCBL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Nadia.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Nadia and Nabadwip.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Sree Chaitanya Coop Bank do not get mixed with another location.
Format of the IFSC Code UTIB0SSCCBL
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sree Chaitanya Coop Bank in Nadia.
For example, the IFSC Code UTIB0SSCCBL of Axis Bank for the Sree Chaitanya Coop Bank branch includes these elements, identifying the bank and the branch location in Nadia and West Bengal accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0SSCCBL of Axis Bank for its Sree Chaitanya Coop Bank branch located in Nadia, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Nadia and Nabadwip, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Sree Chaitanya Coop Bank or Nadia to find the exact IFSC Code UTIB0SSCCBL.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Nadia will provide accurate information.
How to Use IFSC Code UTIB0SSCCBL for Online Transfers?
Once you have the IFSC Code UTIB0SSCCBL for the Sree Chaitanya Coop Bank branch of Axis Bank in Nadia, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0SSCCBL. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SSCCBL.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Sree Chaitanya Coop Bank in Nadia may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Sree Chaitanya Coop Bank, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nadia to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sree Chaitanya Coop Bank Nadia branch is UTIB0SSCCBL.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 159 Poramatala Road Dhopwali More Nawadwip Nadia Pin 741302.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.