Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its N R Mohalla Mysore branch in Mysuru, Bangalore, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Mysuru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0004543. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, N R Mohalla Mysore, Mysuru

Below in the table are the key details related to IFSC Code UTIB0004543 of Axis Bank for its branch located in Mysuru, within the district of Bangalore in the state of Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004543
Branch N R Mohalla Mysore
City Mysuru
District Bangalore
State Karnataka
Address Upper Ground Floor, 97/1 Arabian Habitat Building, Shivaji Rao Main Road, N R Mohalla, Mysuru _X0013_ 570007

These details helps users in online banking and for businesses and individuals who use Axis Bank in Mysuru for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004543 for the N R Mohalla Mysore branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in N R Mohalla Mysore, Mysuru, Karnataka, are allotted a unique IFSC like UTIB0004543 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mysuru.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mysuru and Bangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in N R Mohalla Mysore reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UTIB0004543

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like N R Mohalla Mysore in Mysuru.

For example, the IFSC Code UTIB0004543 of Axis Bank for the N R Mohalla Mysore branch has these elements, identifying the bank and the branch location in Mysuru and Karnataka correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004543 of Axis Bank for its N R Mohalla Mysore branch located in Mysuru, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Mysuru and Bangalore, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for N R Mohalla Mysore or Mysuru to get the exact IFSC Code UTIB0004543.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Mysuru, you'll get the correct details.

How to Use IFSC Code UTIB0004543 for Online Transfers?

Once you have the IFSC Code UTIB0004543 for the N R Mohalla Mysore branch of Axis Bank in Mysuru, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004543. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0004543.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank N R Mohalla Mysore in Mysuru, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in N R Mohalla Mysore, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mysuru manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in N R Mohalla Mysore, Mysuru?

The IFSC Code is UTIB0004543.

Is the IFSC Code UTIB0004543 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank N R Mohalla Mysore?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the N R Mohalla Mysore branch?

The address of the branch is Upper Ground Floor, 97/1 Arabian Habitat Building, Shivaji Rao Main Road, N R Mohalla, Mysuru _X0013_ 570007 located in Mysuru, Bangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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