IFSC Code of Axis Bank, Gopinathpur Dokra, Saraiya, Bihar — UTIB0002065

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Gopinathpur Dokra branch in Muzaffarpur, Saraiya, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Muzaffarpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTIB0002065. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Gopinathpur Dokra, Muzaffarpur

Here are some of the key details that come with the IFSC Code UTIB0002065 of Axis Bank for its branch located in Muzaffarpur, within the district of Saraiya in the state of Bihar.

These details help users in online banking and for businesses and individuals who use Axis Bank in Muzaffarpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002065 for the Gopinathpur Dokra branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Gopinathpur Dokra, Muzaffarpur, Bihar, is provided a unique IFSC like UTIB0002065 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Muzaffarpur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Muzaffarpur and Saraiya.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Gopinathpur Dokra do not get misguided to another person.

Format of the IFSC Code UTIB0002065

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gopinathpur Dokra in Muzaffarpur.

For example, the IFSC Code UTIB0002065 of Axis Bank for the Gopinathpur Dokra branch includes these elements, identifying the bank and the branch location in Muzaffarpur and Bihar accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002065 of Axis Bank for its Gopinathpur Dokra branch located in Muzaffarpur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Muzaffarpur and Saraiya, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Gopinathpur Dokra or Muzaffarpur to get the exact IFSC Code UTIB0002065.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Muzaffarpur, you'll get the correct details.

How to Use IFSC Code UTIB0002065 for Online Transfers?

Once you have the IFSC Code UTIB0002065 for the Gopinathpur Dokra branch of Axis Bank in Muzaffarpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002065. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002065.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Gopinathpur Dokra in Muzaffarpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Gopinathpur Dokra, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Muzaffarpur to handle online money transfers and get their cheques cleared smoothly.