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IFSC Code of Axis Bank, Brahamapura Muzaffarpur, Muzaffarpur, Bihar — UTIB0003019

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Brahamapura Muzaffarpur branch in Muzaffarpur, Muzaffarpur, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Muzaffarpur or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code UTIB0003019. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Brahamapura Muzaffarpur, Muzaffarpur

Below in the table are the key details related to IFSC Code UTIB0003019 of Axis Bank for its branch located in Muzaffarpur, within the district of Muzaffarpur in the state of Bihar.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003019
Branch Brahamapura Muzaffarpur
City Muzaffarpur
District Muzaffarpur
State Bihar
Address Brahamapura Muzaffarpur Ground Floor Abc Tower 2 Brahamapura Main Road Po Mit Muzaffarpur 842003

These details help users in online banking and for businesses and individuals who use Axis Bank in Muzaffarpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003019 for the Brahamapura Muzaffarpur branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Brahamapura Muzaffarpur, Muzaffarpur, Bihar, is provided with a unique IFSC like UTIB0003019 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Muzaffarpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Muzaffarpur and Muzaffarpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Brahamapura Muzaffarpur do not get mixed with another location.

Format of the IFSC Code UTIB0003019

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Brahamapura Muzaffarpur in Muzaffarpur.

For example, the IFSC Code UTIB0003019 of Axis Bank for the Brahamapura Muzaffarpur branch includes these elements, identifying the bank and the branch location in Muzaffarpur and Bihar correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003019 of Axis Bank for its Brahamapura Muzaffarpur branch located in Muzaffarpur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Muzaffarpur and Muzaffarpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Brahamapura Muzaffarpur or Muzaffarpur to get the exact IFSC Code UTIB0003019.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Muzaffarpur, you'll get the correct details.

How to Use IFSC Code UTIB0003019 for Online Transfers?

If you have the IFSC Code UTIB0003019 for the Brahamapura Muzaffarpur branch of Axis Bank in Muzaffarpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003019. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0003019.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Brahamapura Muzaffarpur in Muzaffarpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Brahamapura Muzaffarpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Muzaffarpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Brahamapura Muzaffarpur, Muzaffarpur?

The IFSC Code is UTIB0003019.

Is the IFSC Code UTIB0003019 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Brahamapura Muzaffarpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Brahamapura Muzaffarpur branch?

The address of the branch is Brahamapura Muzaffarpur Ground Floor Abc Tower 2 Brahamapura Main Road Po Mit Muzaffarpur 842003 located in Muzaffarpur, Muzaffarpur, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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