Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Khatauli branch in Muzaffarnagar, Khatauli, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Muzaffarnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0001330. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Khatauli, Muzaffarnagar

Below in the table are the key details related to IFSC Code UTIB0001330 of Axis Bank for its branch located in Muzaffarnagar, within the district of Khatauli in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001330
Branch Khatauli
City Muzaffarnagar
District Khatauli
State Uttar Pradesh
Address Ground Floor, Building No. 56,Ward No 10, Ganesh Puri,G.T. Road , Khatauli,Dist. Muzaffarnagar,Uttar Pradesh, Pin 251201.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Muzaffarnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001330 for the Khatauli branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Khatauli, Muzaffarnagar, Uttar Pradesh, are allotted a unique IFSC like UTIB0001330 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Muzaffarnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Muzaffarnagar and Khatauli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Khatauli reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code UTIB0001330

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khatauli in Muzaffarnagar.

For example, the IFSC Code UTIB0001330 of Axis Bank for the Khatauli branch includes these elements, identifying the bank and the branch location in Muzaffarnagar and Uttar Pradesh correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001330 of Axis Bank for its Khatauli branch located in Muzaffarnagar, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Muzaffarnagar and Khatauli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Khatauli or Muzaffarnagar to find the exact IFSC Code UTIB0001330.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Muzaffarnagar will provide accurate information.

How to Use IFSC Code UTIB0001330 for Online Transfers?

If you have the IFSC Code UTIB0001330 for the Khatauli branch of Axis Bank in Muzaffarnagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001330. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001330.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Khatauli in Muzaffarnagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Khatauli, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Muzaffarnagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Khatauli, Muzaffarnagar?

The IFSC Code is UTIB0001330.

Is the IFSC Code UTIB0001330 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Khatauli?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khatauli branch?

The address of the branch is Ground Floor, Building No. 56,Ward No 10, Ganesh Puri,G.T. Road , Khatauli,Dist. Muzaffarnagar,Uttar Pradesh, Pin 251201. located in Muzaffarnagar, Khatauli, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.