The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Jansath Road Muzaffarnagar branch in Muzaffarnagar, Muzaffarnagar, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Muzaffarnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0005216. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Jansath Road Muzaffarnagar, Muzaffarnagar
Here are some of the key details that come with the IFSC Code UTIB0005216 of Axis Bank for its branch located in Muzaffarnagar, within the district of Muzaffarnagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005216 |
| Branch | Jansath Road Muzaffarnagar |
| City | Muzaffarnagar |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| Address | Ground Floor, Property Number Ba0005002270, Part Khasra No 113, Jansath Road, Kambal Wala Bagh, Mohalla Agrasen Vihar, Muzaffarnagar 251001, Uttar Pradesh |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Muzaffarnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0005216 for the Jansath Road Muzaffarnagar branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Jansath Road Muzaffarnagar, Muzaffarnagar, Uttar Pradesh, is provided with a unique IFSC like UTIB0005216 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Muzaffarnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Muzaffarnagar and Muzaffarnagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Jansath Road Muzaffarnagar do not get mixed with another location.
Format of the IFSC Code UTIB0005216
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jansath Road Muzaffarnagar in Muzaffarnagar.
For example, the IFSC Code UTIB0005216 of Axis Bank for the Jansath Road Muzaffarnagar branch has these elements, identifying the bank and the branch location in Muzaffarnagar and Uttar Pradesh correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0005216 of Axis Bank for its Jansath Road Muzaffarnagar branch located in Muzaffarnagar, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Muzaffarnagar and Muzaffarnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Jansath Road Muzaffarnagar or Muzaffarnagar to find the exact IFSC Code UTIB0005216.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Muzaffarnagar will provide accurate information.
How to Use IFSC Code UTIB0005216 for Online Transfers?
If you have the IFSC Code UTIB0005216 for the Jansath Road Muzaffarnagar branch of Axis Bank in Muzaffarnagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0005216. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0005216.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Jansath Road Muzaffarnagar in Muzaffarnagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Jansath Road Muzaffarnagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Muzaffarnagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0005216.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Property Number Ba0005002270, Part Khasra No 113, Jansath Road, Kambal Wala Bagh, Mohalla Agrasen Vihar, Muzaffarnagar 251001, Uttar Pradesh located in Muzaffarnagar, Muzaffarnagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.