For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Timbdi branch in Morbi, Morbi, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Morbi or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0004715. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Timbdi, Morbi
Here are some of the key details that come with the IFSC Code UTIB0004715 of Axis Bank for its branch located in Morbi, within the district of Morbi in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0004715 |
| Branch | Timbdi |
| City | Morbi |
| District | Morbi |
| State | Gujarat |
| Address | Gf Shop No 18, 19 & 20, S No 12/1, Plot No 1 To 5, Anand Mayani Chambers, Beside Patidar Township, Nh 8A,Timbdi Dist Morbi |
These details help users in online banking and for businesses and individuals who use Axis Bank in Morbi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004715 for the Timbdi branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Timbdi, Morbi, Gujarat, is provided with a unique IFSC like UTIB0004715 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Morbi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Morbi and Morbi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Timbdi do not get mixed with another location.
Format of the IFSC Code UTIB0004715
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Timbdi in Morbi.
For example, the IFSC Code UTIB0004715 of Axis Bank for the Timbdi branch includes these elements, identifying the bank and the branch location in Morbi and Gujarat correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0004715 of Axis Bank for its Timbdi branch located in Morbi, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Morbi and Morbi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Timbdi or Morbi to find the exact IFSC Code UTIB0004715.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Morbi will provide accurate information.
How to Use IFSC Code UTIB0004715 for Online Transfers?
If you have the IFSC Code UTIB0004715 for the Timbdi branch of Axis Bank in Morbi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0004715. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0004715.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Timbdi in Morbi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Timbdi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Morbi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Timbdi Morbi branch is UTIB0004715.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Gf Shop No 18, 19 & 20, S No 12/1, Plot No 1 To 5, Anand Mayani Chambers, Beside Patidar Township, Nh 8A,Timbdi Dist Morbi.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
