Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Mokokchung branch in Mokokchung, Mokokchung, or Nagaland, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Mokokchung or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code UTIB0000896. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Mokokchung, Mokokchung

Below in the table are the key details related to IFSC Code UTIB0000896 of Axis Bank for its branch located in Mokokchung, within the district of Mokokchung in the state of Nagaland.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000896
Branch Mokokchung
City Mokokchung
District Mokokchung
State Nagaland
Address Jamir'S Enclave, Opp. Local Ground, Adjacent To Ncc Office, Arkong Ward, Mokokchung, Nagaland, Pin 798601

These details help users in online banking and for businesses and individuals who use Axis Bank in Mokokchung for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000896 for the Mokokchung branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Mokokchung, Mokokchung, Nagaland, are given a unique IFSC like UTIB0000896 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mokokchung.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mokokchung and Mokokchung.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Mokokchung goes to the correct branch. This is important because Axis Bank has thousands of branches in Nagaland and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0000896

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mokokchung in Mokokchung.

For example, the IFSC Code UTIB0000896 of Axis Bank for the Mokokchung branch includes these elements, identifying the bank and the branch location in Mokokchung and Nagaland correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0000896 of Axis Bank for its Mokokchung branch located in Mokokchung, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Mokokchung and Mokokchung, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Mokokchung or Mokokchung to get the exact IFSC Code UTIB0000896.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Mokokchung, then it will provide you proper information.

How to Use IFSC Code UTIB0000896 for Online Transfers?

Once you have the IFSC Code UTIB0000896 for the Mokokchung branch of Axis Bank in Mokokchung, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000896. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0000896.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Mokokchung in Mokokchung, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Mokokchung, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mokokchung manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Mokokchung, Mokokchung?

The IFSC Code is UTIB0000896.

Is the IFSC Code UTIB0000896 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Mokokchung?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mokokchung branch?

The address of the branch is Jamir'S Enclave, Opp. Local Ground, Adjacent To Ncc Office, Arkong Ward, Mokokchung, Nagaland, Pin 798601 located in Mokokchung, Mokokchung, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.