Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Dhakoli Zirakpur branch in Mohali, Zirakpur, Punjab, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Mohali or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0004151. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Dhakoli Zirakpur, Mohali
The table below shows the main details of the IFSC Code UTIB0004151 for the Axis Bank branch in Mohali, which falls under the Zirakpur district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0004151 |
| Branch | Dhakoli Zirakpur |
| City | Mohali |
| District | Zirakpur |
| State | Punjab |
| Address | Plot No 7 8 Hadbast No 48 Village Dhakoli Zirakpur 142026 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Mohali for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004151 for the Dhakoli Zirakpur branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Dhakoli Zirakpur, Mohali, Punjab, are allotted a unique IFSC like UTIB0004151 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mohali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mohali and Zirakpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Dhakoli Zirakpur reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code UTIB0004151
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhakoli Zirakpur in Mohali.
For example, the IFSC Code UTIB0004151 of Axis Bank for the Dhakoli Zirakpur branch includes these elements, identifying the bank and the branch location in Mohali and Punjab correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0004151 of Axis Bank for its Dhakoli Zirakpur branch located in Mohali, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Mohali and Zirakpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Dhakoli Zirakpur or Mohali to get the exact IFSC Code UTIB0004151.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Mohali that will provide accurate information.
How to Use IFSC Code UTIB0004151 for Online Transfers?
Once you have the IFSC Code UTIB0004151 for the Dhakoli Zirakpur branch of Axis Bank in Mohali, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0004151. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004151.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Dhakoli Zirakpur in Mohali, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Dhakoli Zirakpur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mohali manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0004151.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Plot No 7 8 Hadbast No 48 Village Dhakoli Zirakpur 142026 located in Mohali, Zirakpur, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
