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IFSC Code of Axis Bank, Mehsana (Gujarat), Mahesana, Gujarat — UTIB0000130

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Mehsana (Gujarat) branch in Mehsana, Mahesana, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Mehsana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0000130. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Mehsana (Gujarat), Mehsana

The table below shows the main details of the IFSC Code UTIB0000130 for the Axis Bank branch in Mehsana, which falls under the Mahesana district in Gujarat.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000130
Branch Mehsana (Gujarat)
City Mehsana
District Mahesana
State Gujarat
Address Shri S'Ad Vidya Mandal Institute Of Technolog Nr.Nagalpur College Highway Road

These details helps users in online banking and for businesses and individuals who use Axis Bank in Mehsana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000130 for the Mehsana (Gujarat) branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Mehsana (Gujarat), Mehsana, Gujarat, is provided with a unique IFSC like UTIB0000130 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Mehsana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mehsana and Mahesana.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Mehsana (Gujarat) do not get mixed with another location.

Format of the IFSC Code UTIB0000130

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mehsana (Gujarat) in Mehsana.

For example, the IFSC Code UTIB0000130 of Axis Bank for the Mehsana (Gujarat) branch includes these elements, identifying the bank and the branch location in Mehsana and Gujarat accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000130 of Axis Bank for its Mehsana (Gujarat) branch located in Mehsana, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Mehsana and Mahesana, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Mehsana (Gujarat) or Mehsana to get the exact IFSC Code UTIB0000130.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Mehsana, you'll get the correct details.

How to Use IFSC Code UTIB0000130 for Online Transfers?

Once you have the IFSC Code UTIB0000130 for the Mehsana (Gujarat) branch of Axis Bank in Mehsana, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000130. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000130.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Mehsana (Gujarat) in Mehsana, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mehsana (Gujarat), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mehsana to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Mehsana (Gujarat) Mehsana?

The IFSC Code of the Mehsana (Gujarat) Mehsana branch is UTIB0000130.

Is IFSC Code UTIB0000130 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Mehsana (Gujarat) branch?

The branch is located at Shri S'Ad Vidya Mandal Institute Of Technolog Nr.Nagalpur College Highway Road.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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