For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Holigate, Mathura branch in Mathura, Mathura, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Mathura or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0004450. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Holigate, Mathura, Mathura

Here are some of the key details that come with the IFSC Code UTIB0004450 of Axis Bank for its branch located in Mathura, within the district of Mathura in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004450
Branch Holigate, Mathura
City Mathura
District Mathura
State Uttar Pradesh
Address Ground & First Floor, Property No. 63/145, Opp. Gurudwara, Tilak Dwar, Holigate, Mathura 281001

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Mathura for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004450 for the Holigate, Mathura branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Holigate, Mathura, Mathura, Uttar Pradesh, is provided with a unique IFSC like UTIB0004450 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Mathura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mathura and Mathura.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Holigate, Mathura do not get mixed with another location.

Format of the IFSC Code UTIB0004450

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Holigate, Mathura in Mathura.

For example, the IFSC Code UTIB0004450 of Axis Bank for the Holigate, Mathura branch includes these elements, identifying the bank and the branch location in Mathura and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004450 of Axis Bank for its Holigate, Mathura branch located in Mathura, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Mathura and Mathura, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Holigate, Mathura or Mathura to get the exact IFSC Code UTIB0004450.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Mathura, you'll get the correct details.

How to Use IFSC Code UTIB0004450 for Online Transfers?

Once you have the IFSC Code UTIB0004450 for the Holigate, Mathura branch of Axis Bank in Mathura, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004450. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004450.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Holigate, Mathura in Mathura, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Holigate, Mathura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mathura to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Holigate, Mathura Mathura?

The IFSC Code of the Holigate, Mathura Mathura branch is UTIB0004450.

Is IFSC Code UTIB0004450 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Holigate, Mathura branch?

The branch is located at Ground & First Floor, Property No. 63/145, Opp. Gurudwara, Tilak Dwar, Holigate, Mathura 281001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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