The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Talwandi Akalia branch in Mansa, Talwandi Akalia, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Mansa or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0002444. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Talwandi Akalia, Mansa
The table below shows the main details of the IFSC Code UTIB0002444 for the Axis Bank branch in Mansa, which falls under the Talwandi Akalia district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002444 |
| Branch | Talwandi Akalia |
| City | Mansa |
| District | Talwandi Akalia |
| State | Punjab |
| Address | Ground Floor, Khewat No. 9, Khatauni No. 26, Khasra No.51//5 Min, Village Talwandi Akalia, Tehsil And Dist Mansa, Punjab, Pin 151005 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Mansa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002444 for the Talwandi Akalia branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Talwandi Akalia, Mansa, Punjab, is provided a unique IFSC like UTIB0002444 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Mansa.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mansa and Talwandi Akalia.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Talwandi Akalia do not get misguided to another person.
Format of the IFSC Code UTIB0002444
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Talwandi Akalia in Mansa.
For example, the IFSC Code UTIB0002444 of Axis Bank for the Talwandi Akalia branch has these elements, identifying the bank and the branch location in Mansa and Punjab correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0002444 of Axis Bank for its Talwandi Akalia branch located in Mansa, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Mansa and Talwandi Akalia, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Talwandi Akalia or Mansa to get the exact IFSC Code UTIB0002444.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Mansa, then it will provide you proper information.
How to Use IFSC Code UTIB0002444 for Online Transfers?
Once you have the IFSC Code UTIB0002444 for the Talwandi Akalia branch of Axis Bank in Mansa, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0002444. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002444.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Talwandi Akalia in Mansa, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Talwandi Akalia, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mansa manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002444.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Khewat No. 9, Khatauni No. 26, Khasra No.51//5 Min, Village Talwandi Akalia, Tehsil And Dist Mansa, Punjab, Pin 151005 located in Mansa, Talwandi Akalia, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
