The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Mandi branch in Mandi, Mandi, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Mandi or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0001830. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Mandi, Mandi
Below in the table are the key details related to IFSC Code UTIB0001830 of Axis Bank for its branch located in Mandi, within the district of Mandi in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0001830 |
| Branch | Mandi |
| City | Mandi |
| District | Mandi |
| State | Himachal Pradesh |
| Address | Upper Ground Floor, Khata/ Khatuni No. 58/82, Khasra No. 583/188, 584/188/1, 586/194/1, 588/195/1, 196/1, Hadbast No. 366/7, Muhal Seri, Mauja Paddal, Mandi-175001, Himachal Pradesh |
These details help users in online banking and for businesses and individuals who use Axis Bank in Mandi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001830 for the Mandi branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Mandi, Mandi, Himachal Pradesh, are allotted a unique IFSC like UTIB0001830 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mandi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mandi and Mandi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Mandi reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code UTIB0001830
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mandi in Mandi.
For example, the IFSC Code UTIB0001830 of Axis Bank for the Mandi branch includes these elements, identifying the bank and the branch location in Mandi and Himachal Pradesh accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0001830 of Axis Bank for its Mandi branch located in Mandi, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Mandi and Mandi, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Mandi or Mandi to get the exact IFSC Code UTIB0001830.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Mandi, you'll get the correct details.
How to Use IFSC Code UTIB0001830 for Online Transfers?
Once you have the IFSC Code UTIB0001830 for the Mandi branch of Axis Bank in Mandi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0001830. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001830.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Mandi in Mandi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mandi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mandi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0001830.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Upper Ground Floor, Khata/ Khatuni No. 58/82, Khasra No. 583/188, 584/188/1, 586/194/1, 588/195/1, 196/1, Hadbast No. 366/7, Muhal Seri, Mauja Paddal, Mandi-175001, Himachal Pradesh located in Mandi, Mandi, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
