Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Mahoba branch in Mahoba, Mahoba, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Mahoba or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0001913. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Mahoba, Mahoba

Below in the table are the key details related to IFSC Code UTIB0001913 of Axis Bank for its branch located in Mahoba, within the district of Mahoba in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001913
Branch Mahoba
City Mahoba
District Mahoba
State Uttar Pradesh
Address Axis Bank Ltd, Ground Floor, Ward No. 11, Bajrang Nagar, Near Civil Court, Gandhi Nagar, Mahoba-210427, Uttar Pradesh

These details help users in online banking and for businesses and individuals who use Axis Bank in Mahoba for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001913 for the Mahoba branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Mahoba, Mahoba, Uttar Pradesh, is provided with a unique IFSC like UTIB0001913 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Mahoba.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mahoba and Mahoba.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Mahoba do not get mixed with another location.

Format of the IFSC Code UTIB0001913

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mahoba in Mahoba.

For example, the IFSC Code UTIB0001913 of Axis Bank for the Mahoba branch has these elements, identifying the bank and the branch location in Mahoba and Uttar Pradesh correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0001913 of Axis Bank for its Mahoba branch located in Mahoba, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Mahoba and Mahoba, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Mahoba or Mahoba to get the exact IFSC Code UTIB0001913.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Mahoba, then it will provide you proper information.

How to Use IFSC Code UTIB0001913 for Online Transfers?

Once you have the IFSC Code UTIB0001913 for the Mahoba branch of Axis Bank in Mahoba, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001913. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001913.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Mahoba in Mahoba may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mahoba, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mahoba to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Mahoba, Mahoba?

The IFSC Code is UTIB0001913.

Is the IFSC Code UTIB0001913 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Mahoba?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mahoba branch?

The address of the branch is Axis Bank Ltd, Ground Floor, Ward No. 11, Bajrang Nagar, Near Civil Court, Gandhi Nagar, Mahoba-210427, Uttar Pradesh located in Mahoba, Mahoba, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.