For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Hansalpur branch in Mahesana, Mandali, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Mahesana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0002310. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Hansalpur, Mahesana

The table below shows the main details of the IFSC Code UTIB0002310 for the Axis Bank branch in Mahesana, which falls under the Mandali district in Gujarat.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002310
Branch Hansalpur
City Mahesana
District Mandali
State Gujarat
Address Ground Floor, Shop No. 2 & 3, J. J. Complex, Becharaji Viramgam Highway, Village Hansalpur, Taluka Mandal, District Ahmedabad Gujarat, Pin 332150

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Mahesana for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0002310 for the Hansalpur branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002310 is given to every bank branch, including Axis Bank located in Hansalpur, Mahesana, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Mahesana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mahesana and Mandali.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Hansalpur doesn't end up at another location.

Format of the IFSC Code UTIB0002310

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hansalpur in Mahesana.

For example, the IFSC Code UTIB0002310 of Axis Bank for the Hansalpur branch has these elements, identifying the bank and the branch location in Mahesana and Gujarat correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002310 of Axis Bank for its Hansalpur branch located in Mahesana, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Mahesana and Mandali, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Hansalpur or Mahesana to get the exact IFSC Code UTIB0002310.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Mahesana, you'll get the correct details.

How to Use IFSC Code UTIB0002310 for Online Transfers?

Once you have the IFSC Code UTIB0002310 for the Hansalpur branch of Axis Bank in Mahesana, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002310. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002310.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Hansalpur in Mahesana, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Hansalpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mahesana manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Hansalpur, Mahesana?

The IFSC Code is UTIB0002310.

Is the IFSC Code UTIB0002310 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Hansalpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hansalpur branch?

The address of the branch is Ground Floor, Shop No. 2 & 3, J. J. Complex, Becharaji Viramgam Highway, Village Hansalpur, Taluka Mandal, District Ahmedabad Gujarat, Pin 332150 located in Mahesana, Mandali, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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