Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Bokarwada branch in Mahesana, Visnagar, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Mahesana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0002308. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Bokarwada, Mahesana
Here are some of the key details that come with the IFSC Code UTIB0002308 of Axis Bank for its branch located in Mahesana, within the district of Visnagar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002308 |
| Branch | Bokarwada |
| City | Mahesana |
| District | Visnagar |
| State | Gujarat |
| Address | Ground Floor, Near Netreshwari Mataji Mandir, Vill Bokarwada, Taluka Visnagar, District Mehsana,Gujarat, Pin 384120 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Mahesana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002308 for the Bokarwada branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Bokarwada, Mahesana, Gujarat, is provided with a unique IFSC like UTIB0002308 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Mahesana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mahesana and Visnagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Bokarwada do not get mixed with another location.
Format of the IFSC Code UTIB0002308
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bokarwada in Mahesana.
For example, the IFSC Code UTIB0002308 of Axis Bank for the Bokarwada branch includes these elements, identifying the bank and the branch location in Mahesana and Gujarat correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0002308 of Axis Bank for its Bokarwada branch located in Mahesana, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Mahesana and Visnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Bokarwada or Mahesana to get the exact IFSC Code UTIB0002308.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Mahesana, then it will provide you proper information.
How to Use IFSC Code UTIB0002308 for Online Transfers?
Once you have the IFSC Code UTIB0002308 for the Bokarwada branch of Axis Bank in Mahesana, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0002308. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002308.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Bokarwada in Mahesana, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Bokarwada, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mahesana manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002308.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Near Netreshwari Mataji Mandir, Vill Bokarwada, Taluka Visnagar, District Mehsana,Gujarat, Pin 384120 located in Mahesana, Visnagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.