IFSC Code of Axis Bank, Subhash Marg Lucknow, Lucknow, Uttar Pradesh- UTIB0004988

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Subhash Marg Lucknow branch in Lucknow, Lucknow, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0004988. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Subhash Marg Lucknow, Lucknow

Here are the key points that are associated with the IFSC Code UTIB0004988 of Axis Bank for its branch located in Lucknow, within the district of Lucknow in the state of Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use Axis Bank in Lucknow for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004988 for the Subhash Marg Lucknow branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Subhash Marg Lucknow, Lucknow, Uttar Pradesh, is provided a unique IFSC like UTIB0004988 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Lucknow.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Lucknow and Lucknow.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Subhash Marg Lucknow do not get misguided to another person.

Format of the IFSC Code UTIB0004988

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Subhash Marg Lucknow in Lucknow.

For example, the IFSC Code UTIB0004988 of Axis Bank for the Subhash Marg Lucknow branch includes these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0004988 of Axis Bank for its Subhash Marg Lucknow branch located in Lucknow, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Subhash Marg Lucknow or Lucknow to get the exact IFSC Code UTIB0004988.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Lucknow, then it will provide you proper information.

How to Use IFSC Code UTIB0004988 for Online Transfers?

If you have the IFSC Code UTIB0004988 for the Subhash Marg Lucknow branch of Axis Bank in Lucknow, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004988. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0004988.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Subhash Marg Lucknow in Lucknow, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Subhash Marg Lucknow, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Lucknow manage online transfers as well as cheque clearances with ease.