The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Lakhisarai branch in Lakhisarai, Lakhisarai, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Lakhisarai or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTIB0002752. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Lakhisarai, Lakhisarai
The table below shows the main details of the IFSC Code UTIB0002752 for the Axis Bank branch in Lakhisarai, which falls under the Lakhisarai district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002752 |
| Branch | Lakhisarai |
| City | Lakhisarai |
| District | Lakhisarai |
| State | Bihar |
| Address | Ground And First Floor Dalpatti Naya Bazar Po And Ps Lakhisarai Lakhisarai Pin 811311 |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Lakhisarai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0002752 for the Lakhisarai branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Lakhisarai, Lakhisarai, Bihar, are allotted a unique IFSC like UTIB0002752 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Lakhisarai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Lakhisarai and Lakhisarai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Lakhisarai reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code UTIB0002752
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lakhisarai in Lakhisarai.
For example, the IFSC Code UTIB0002752 of Axis Bank for the Lakhisarai branch includes these elements, identifying the bank and the branch location in Lakhisarai and Bihar correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0002752 of Axis Bank for its Lakhisarai branch located in Lakhisarai, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Lakhisarai and Lakhisarai, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Lakhisarai or Lakhisarai to get the exact IFSC Code UTIB0002752.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Lakhisarai, you'll get the correct details.
How to Use IFSC Code UTIB0002752 for Online Transfers?
Once you have the IFSC Code UTIB0002752 for the Lakhisarai branch of Axis Bank in Lakhisarai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0002752. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002752.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Lakhisarai in Lakhisarai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Lakhisarai, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Lakhisarai manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Lakhisarai Lakhisarai branch is UTIB0002752.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground And First Floor Dalpatti Naya Bazar Po And Ps Lakhisarai Lakhisarai Pin 811311.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.