For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Gola Gokarannath branch in Lakhimpur Kheri, Gola Gokaran Nath, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0002161. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Gola Gokarannath, Lakhimpur Kheri
Here are the main details that are associated with the IFSC Code UTIB0002161 of Axis Bank for its branch located in Lakhimpur Kheri, within the district of Gola Gokaran Nath in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002161 |
| Branch | Gola Gokarannath |
| City | Lakhimpur Kheri |
| District | Gola Gokaran Nath |
| State | Uttar Pradesh |
| Address | Axis Bank Ltd, Ground Floor,Plot No 1.E, Arjun Nagar Colony, Near Lic Office, Nanak Police Choki, Lakhimpur Road, Gola Gokarannath ┬Û 262802, District - Lakhimpur, Uttar Pradesh |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Lakhimpur Kheri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002161 for the Gola Gokarannath branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Gola Gokarannath, Lakhimpur Kheri, Uttar Pradesh, are given a unique IFSC like UTIB0002161 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Lakhimpur Kheri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Lakhimpur Kheri and Gola Gokaran Nath.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Axis Bank in Gola Gokarannath goes to the correct branch. This is important because Axis Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTIB0002161
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gola Gokarannath in Lakhimpur Kheri.
For example, the IFSC Code UTIB0002161 of Axis Bank for the Gola Gokarannath branch has these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0002161 of Axis Bank for its Gola Gokarannath branch located in Lakhimpur Kheri, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Lakhimpur Kheri and Gola Gokaran Nath, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Gola Gokarannath or Lakhimpur Kheri to find the exact IFSC Code UTIB0002161.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Lakhimpur Kheri will provide accurate information.
How to Use IFSC Code UTIB0002161 for Online Transfers?
If you have the IFSC Code UTIB0002161 for the Gola Gokarannath branch of Axis Bank in Lakhimpur Kheri, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0002161. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002161.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Gola Gokarannath in Lakhimpur Kheri, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Gola Gokarannath, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur Kheri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gola Gokarannath Lakhimpur Kheri branch is UTIB0002161.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Axis Bank Ltd, Ground Floor,Plot No 1.E, Arjun Nagar Colony, Near Lic Office, Nanak Police Choki, Lakhimpur Road, Gola Gokarannath ┬Û 262802, District - Lakhimpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.