IFSC Code of Axis Bank, Lakhimpur-Kheri, Lakhimpur, Uttar Pradesh- UTIB0000673

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Lakhimpur-Kheri branch in Lakhimpur Khedi, Lakhimpur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Lakhimpur Khedi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0000673. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Lakhimpur-Kheri, Lakhimpur Khedi

Below in the table are the key details related to IFSC Code UTIB0000673 of Axis Bank for its branch located in Lakhimpur Khedi, within the district of Lakhimpur in the state of Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Lakhimpur Khedi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000673 for the Lakhimpur-Kheri branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0000673 is given to every bank branch, including Axis Bank located in Lakhimpur-Kheri, Lakhimpur Khedi, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Lakhimpur Khedi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Lakhimpur Khedi and Lakhimpur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Lakhimpur-Kheri doesn't end up at another location.

Format of the IFSC Code UTIB0000673

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lakhimpur-Kheri in Lakhimpur Khedi.

For example, the IFSC Code UTIB0000673 of Axis Bank for the Lakhimpur-Kheri branch has these elements, identifying the bank and the branch location in Lakhimpur Khedi and Uttar Pradesh correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000673 of Axis Bank for its Lakhimpur-Kheri branch located in Lakhimpur Khedi, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Lakhimpur Khedi and Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Lakhimpur-Kheri or Lakhimpur Khedi to get the exact IFSC Code UTIB0000673.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Lakhimpur Khedi that will provide accurate information.

How to Use IFSC Code UTIB0000673 for Online Transfers?

Once you have the IFSC Code UTIB0000673 for the Lakhimpur-Kheri branch of Axis Bank in Lakhimpur Khedi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000673. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000673.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Lakhimpur-Kheri in Lakhimpur Khedi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Lakhimpur-Kheri, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lakhimpur Khedi manage their online transfers and cheque clearances easily.