IFSC Code of Axis Bank, Ram Saran Majra, Kurukshetra, Haryana- UTIB0001943

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Ram Saran Majra branch in Kurukshetra, Kurukshetra, or Haryana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Kurukshetra or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0001943. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Ram Saran Majra, Kurukshetra

The table below shows the main details of the IFSC Code UTIB0001943 for the Axis Bank branch in Kurukshetra, which falls under the Kurukshetra district in Haryana.

These details help users in online banking and for businesses and individuals who use Axis Bank in Kurukshetra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001943 for the Ram Saran Majra branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Ram Saran Majra, Kurukshetra, Haryana, is provided a unique IFSC like UTIB0001943 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Kurukshetra.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kurukshetra and Kurukshetra.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Ram Saran Majra do not get misguided to another person.

Format of the IFSC Code UTIB0001943

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ram Saran Majra in Kurukshetra.

For example, the IFSC Code UTIB0001943 of Axis Bank for the Ram Saran Majra branch includes these elements, identifying the bank and the branch location in Kurukshetra and Haryana accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0001943 of Axis Bank for its Ram Saran Majra branch located in Kurukshetra, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Kurukshetra and Kurukshetra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Ram Saran Majra or Kurukshetra to get the exact IFSC Code UTIB0001943.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Kurukshetra, then it will provide you proper information.

How to Use IFSC Code UTIB0001943 for Online Transfers?

Once you have the IFSC Code UTIB0001943 for the Ram Saran Majra branch of Axis Bank in Kurukshetra, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0001943. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001943.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Ram Saran Majra in Kurukshetra, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Ram Saran Majra, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kurukshetra to handle online money transfers and get their cheques cleared smoothly.