IFSC Code of Axis Bank, Sri Sharadamba Mahila Co-Operative Urban Bank Ltd, Vijayawada, Andhra Pradesh- UTIB0SSMCUB

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Sri Sharadamba Mahila Co-Operative Urban Bank Ltd branch in Krishna, Vijayawada, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Krishna or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0SSMCUB. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sri Sharadamba Mahila Co-Operative Urban Bank Ltd, Krishna

Here are some of the key details that come with the IFSC Code UTIB0SSMCUB of Axis Bank for its branch located in Krishna, within the district of Vijayawada in the state of Andhra Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Krishna for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SSMCUB for the Sri Sharadamba Mahila Co-Operative Urban Bank Ltd branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Sri Sharadamba Mahila Co-Operative Urban Bank Ltd, Krishna, Andhra Pradesh, is provided with a unique IFSC like UTIB0SSMCUB to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Krishna.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Krishna and Vijayawada.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Sri Sharadamba Mahila Co-Operative Urban Bank Ltd do not get mixed with another location.

Format of the IFSC Code UTIB0SSMCUB

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sri Sharadamba Mahila Co-Operative Urban Bank Ltd in Krishna.

For example, the IFSC Code UTIB0SSMCUB of Axis Bank for the Sri Sharadamba Mahila Co-Operative Urban Bank Ltd branch includes these elements, identifying the bank and the branch location in Krishna and Andhra Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SSMCUB of Axis Bank for its Sri Sharadamba Mahila Co-Operative Urban Bank Ltd branch located in Krishna, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Krishna and Vijayawada, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Sri Sharadamba Mahila Co-Operative Urban Bank Ltd or Krishna to get the exact IFSC Code UTIB0SSMCUB.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Krishna, you'll get the correct details.

How to Use IFSC Code UTIB0SSMCUB for Online Transfers?

Once you have the IFSC Code UTIB0SSMCUB for the Sri Sharadamba Mahila Co-Operative Urban Bank Ltd branch of Axis Bank in Krishna, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SSMCUB. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0SSMCUB.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Sri Sharadamba Mahila Co-Operative Urban Bank Ltd in Krishna, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Sri Sharadamba Mahila Co-Operative Urban Bank Ltd, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Krishna manage online transfers as well as cheque clearances with ease.