IFSC Code of Axis Bank, Chillakallu, Andhra Pradesh, Jaggayyapeta, Andhra Pradesh- UTIB0000585

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Chillakallu, Andhra Pradesh branch in Krishna, Jaggayyapeta, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Krishna or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0000585. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Chillakallu, Andhra Pradesh, Krishna

The table below shows the main details of the IFSC Code UTIB0000585 for the Axis Bank branch in Krishna, which falls under the Jaggayyapeta district in Andhra Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Krishna for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000585 for the Chillakallu, Andhra Pradesh branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Chillakallu, Andhra Pradesh, Krishna, Andhra Pradesh, are given a unique IFSC like UTIB0000585 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Krishna.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Krishna and Jaggayyapeta.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Chillakallu, Andhra Pradesh goes to the correct branch. This is important because Axis Bank has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0000585

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chillakallu, Andhra Pradesh in Krishna.

For example, the IFSC Code UTIB0000585 of Axis Bank for the Chillakallu, Andhra Pradesh branch includes these elements, identifying the bank and the branch location in Krishna and Andhra Pradesh accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0000585 of Axis Bank for its Chillakallu, Andhra Pradesh branch located in Krishna, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Krishna and Jaggayyapeta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Chillakallu, Andhra Pradesh or Krishna to find the exact IFSC Code UTIB0000585.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Krishna will provide accurate information.

How to Use IFSC Code UTIB0000585 for Online Transfers?

Once you have the IFSC Code UTIB0000585 for the Chillakallu, Andhra Pradesh branch of Axis Bank in Krishna, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000585. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000585.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Chillakallu, Andhra Pradesh in Krishna may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Chillakallu, Andhra Pradesh, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Krishna manage their online transfers and cheque clearances easily.