IFSC Code of Axis Bank, Kallai Road, Kozhikode, Calicut, Kerala- UTIB0001908

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Kallai Road, Kozhikode branch in Kozhikode, Calicut, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UTIB0001908. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Kallai Road, Kozhikode, Kozhikode

The table below shows the main details of the IFSC Code UTIB0001908 for the Axis Bank branch in Kozhikode, which falls under the Calicut district in Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Kozhikode for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001908 for the Kallai Road, Kozhikode branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Kallai Road, Kozhikode, Kozhikode, Kerala, is provided with a unique IFSC like UTIB0001908 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Kozhikode.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kozhikode and Calicut.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Kallai Road, Kozhikode do not get mixed with another location.

Format of the IFSC Code UTIB0001908

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kallai Road, Kozhikode in Kozhikode.

For example, the IFSC Code UTIB0001908 of Axis Bank for the Kallai Road, Kozhikode branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0001908 of Axis Bank for its Kallai Road, Kozhikode branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Kozhikode and Calicut, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Kallai Road, Kozhikode or Kozhikode to get the exact IFSC Code UTIB0001908.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Kozhikode, then it will provide you proper information.

How to Use IFSC Code UTIB0001908 for Online Transfers?

If you have the IFSC Code UTIB0001908 for the Kallai Road, Kozhikode branch of Axis Bank in Kozhikode, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001908. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001908.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Kallai Road, Kozhikode in Kozhikode, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Kallai Road, Kozhikode, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kozhikode manage online transfers as well as cheque clearances with ease.