The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Khowai branch in Khowai, Khowai, Tripura, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Khowai or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code UTIB0003639. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Khowai, Khowai
Here are the main details that are associated with the IFSC Code UTIB0003639 of Axis Bank for its branch located in Khowai, within the district of Khowai in the state of Tripura.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003639 |
| Branch | Khowai |
| City | Khowai |
| District | Khowai |
| State | Tripura |
| Address | Gr Flr First Floor, P No. 289 13, Khowai, Po Khowai, Opposite Of Ubi Bank, Khowai Branch, Pincode 799201, Dist Khowai, Tripura |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Khowai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003639 for the Khowai branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0003639 is given to every bank branch, including Axis Bank located in Khowai, Khowai, Tripura, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Khowai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Khowai and Khowai.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tripura and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Khowai doesn't end up at another location.
Format of the IFSC Code UTIB0003639
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khowai in Khowai.
For example, the IFSC Code UTIB0003639 of Axis Bank for the Khowai branch includes these elements, identifying the bank and the branch location in Khowai and Tripura correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003639 of Axis Bank for its Khowai branch located in Khowai, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Khowai and Khowai, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Khowai or Khowai to get the exact IFSC Code UTIB0003639.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Khowai, you'll get the correct details.
How to Use IFSC Code UTIB0003639 for Online Transfers?
If you have the IFSC Code UTIB0003639 for the Khowai branch of Axis Bank in Khowai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003639. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0003639.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Khowai in Khowai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Khowai, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Khowai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003639.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gr Flr First Floor, P No. 289 13, Khowai, Po Khowai, Opposite Of Ubi Bank, Khowai Branch, Pincode 799201, Dist Khowai, Tripura located in Khowai, Khowai, Tripura.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
