Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Mahemdavad Urban Peoples Coop Bank branch in Kheda, Mehmedabad, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0MUPC01. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Mahemdavad Urban Peoples Coop Bank, Kheda

Here are the main details that are associated with the IFSC Code UTIB0MUPC01 of Axis Bank for its branch located in Kheda, within the district of Mehmedabad in the state of Gujarat.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0MUPC01
Branch Mahemdavad Urban Peoples Coop Bank
City Kheda
District Mehmedabad
State Gujarat
Address Bank Road, Bhavsarvad, Mahemdavad-387130

These details help users in online banking and for businesses and individuals who use Axis Bank in Kheda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0MUPC01 for the Mahemdavad Urban Peoples Coop Bank branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0MUPC01 is given to every bank branch, including Axis Bank located in Mahemdavad Urban Peoples Coop Bank, Kheda, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Kheda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kheda and Mehmedabad.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Mahemdavad Urban Peoples Coop Bank doesn't end up at another location.

Format of the IFSC Code UTIB0MUPC01

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mahemdavad Urban Peoples Coop Bank in Kheda.

For example, the IFSC Code UTIB0MUPC01 of Axis Bank for the Mahemdavad Urban Peoples Coop Bank branch includes these elements, identifying the bank and the branch location in Kheda and Gujarat accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0MUPC01 of Axis Bank for its Mahemdavad Urban Peoples Coop Bank branch located in Kheda, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Kheda and Mehmedabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Mahemdavad Urban Peoples Coop Bank or Kheda to get the exact IFSC Code UTIB0MUPC01.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Kheda, then it will provide you proper information.

How to Use IFSC Code UTIB0MUPC01 for Online Transfers?

Once you have the IFSC Code UTIB0MUPC01 for the Mahemdavad Urban Peoples Coop Bank branch of Axis Bank in Kheda, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0MUPC01. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0MUPC01.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Mahemdavad Urban Peoples Coop Bank in Kheda, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mahemdavad Urban Peoples Coop Bank, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kheda to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Mahemdavad Urban Peoples Coop Bank, Kheda?

The IFSC Code is UTIB0MUPC01.

Is the IFSC Code UTIB0MUPC01 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Mahemdavad Urban Peoples Coop Bank?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mahemdavad Urban Peoples Coop Bank branch?

The address of the branch is Bank Road, Bhavsarvad, Mahemdavad-387130 located in Kheda, Mehmedabad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.