Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Bhaner branch in Kheda, Kathlal, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0002246. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Bhaner, Kheda

Here are the key points that are associated with the IFSC Code UTIB0002246 of Axis Bank for its branch located in Kheda, within the district of Kathlal in the state of Gujarat.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002246
Branch Bhaner
City Kheda
District Kathlal
State Gujarat
Address Ground Floor, Umiya Complex, Near Umiya Society, At Post Bhaner, Taluka Kathlal, Dist Kheda,Gujarat, Pin- 387 360

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Kheda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002246 for the Bhaner branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Bhaner, Kheda, Gujarat, is provided with a unique IFSC like UTIB0002246 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Kheda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kheda and Kathlal.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Bhaner do not get mixed with another location.

Format of the IFSC Code UTIB0002246

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhaner in Kheda.

For example, the IFSC Code UTIB0002246 of Axis Bank for the Bhaner branch includes these elements, identifying the bank and the branch location in Kheda and Gujarat correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0002246 of Axis Bank for its Bhaner branch located in Kheda, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Kheda and Kathlal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Bhaner or Kheda to get the exact IFSC Code UTIB0002246.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Kheda, then it will provide you proper information.

How to Use IFSC Code UTIB0002246 for Online Transfers?

Once you have the IFSC Code UTIB0002246 for the Bhaner branch of Axis Bank in Kheda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002246. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002246.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Bhaner in Kheda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Bhaner, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kheda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Bhaner, Kheda?

The IFSC Code is UTIB0002246.

Is the IFSC Code UTIB0002246 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Bhaner?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhaner branch?

The address of the branch is Ground Floor, Umiya Complex, Near Umiya Society, At Post Bhaner, Taluka Kathlal, Dist Kheda,Gujarat, Pin- 387 360 located in Kheda, Kathlal, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.