Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Kasargod, Kerala branch in Kasaragod, Kasargod, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UTIB0000601. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Kasargod, Kerala, Kasaragod
The table below shows the main details of the IFSC Code UTIB0000601 for the Axis Bank branch in Kasaragod, which falls under the Kasargod district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000601 |
| Branch | Kasargod, Kerala |
| City | Kasaragod |
| District | Kasargod |
| State | Kerala |
| Address | Aramana Arcade, Bank Road Kasargod 671 121, Kerala |
These details help users in online banking and for businesses and individuals who use Axis Bank in Kasaragod for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000601 for the Kasargod, Kerala branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Kasargod, Kerala, Kasaragod, Kerala, are allotted a unique IFSC like UTIB0000601 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kasaragod.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kasaragod and Kasargod.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Kasargod, Kerala reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code UTIB0000601
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kasargod, Kerala in Kasaragod.
For example, the IFSC Code UTIB0000601 of Axis Bank for the Kasargod, Kerala branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0000601 of Axis Bank for its Kasargod, Kerala branch located in Kasaragod, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Kasaragod and Kasargod, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Kasargod, Kerala or Kasaragod to find the exact IFSC Code UTIB0000601.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Kasaragod will provide accurate information.
How to Use IFSC Code UTIB0000601 for Online Transfers?
Once you have the IFSC Code UTIB0000601 for the Kasargod, Kerala branch of Axis Bank in Kasaragod, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0000601. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0000601.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Kasargod, Kerala in Kasaragod, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Kasargod, Kerala, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kasaragod manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0000601.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Aramana Arcade, Bank Road Kasargod 671 121, Kerala located in Kasaragod, Kasargod, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
