The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Karur (Tamil Nadu) branch in Karur, Karur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Karur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0000123. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Karur (Tamil Nadu), Karur

Here are the main details that are associated with the IFSC Code UTIB0000123 of Axis Bank for its branch located in Karur, within the district of Karur in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000123
Branch Karur (Tamil Nadu)
City Karur
District Karur
State Tamil Nadu
Address No 5,Dindigul Road , Off Jawahar Bazaar

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Karur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000123 for the Karur (Tamil Nadu) branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Karur (Tamil Nadu), Karur, Tamil Nadu, is provided with a unique IFSC like UTIB0000123 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Karur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Karur and Karur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Karur (Tamil Nadu) do not get mixed with another location.

Format of the IFSC Code UTIB0000123

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karur (Tamil Nadu) in Karur.

For example, the IFSC Code UTIB0000123 of Axis Bank for the Karur (Tamil Nadu) branch includes these elements, identifying the bank and the branch location in Karur and Tamil Nadu correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000123 of Axis Bank for its Karur (Tamil Nadu) branch located in Karur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Karur and Karur, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Karur (Tamil Nadu) or Karur to get the exact IFSC Code UTIB0000123.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Karur, you'll get the correct details.

How to Use IFSC Code UTIB0000123 for Online Transfers?

Once you have the IFSC Code UTIB0000123 for the Karur (Tamil Nadu) branch of Axis Bank in Karur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000123. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000123.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Karur (Tamil Nadu) in Karur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Karur (Tamil Nadu), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Karur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Karur (Tamil Nadu), Karur?

The IFSC Code is UTIB0000123.

Is the IFSC Code UTIB0000123 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Karur (Tamil Nadu)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karur (Tamil Nadu) branch?

The address of the branch is No 5,Dindigul Road , Off Jawahar Bazaar located in Karur, Karur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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