IFSC Code of Axis Bank, Karnal (Haryana), Karnal, Haryana- UTIB0000394

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Karnal (Haryana) branch in Karnal, Karnal, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Karnal or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UTIB0000394. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Karnal (Haryana), Karnal

Here are the key points that are associated with the IFSC Code UTIB0000394 of Axis Bank for its branch located in Karnal, within the district of Karnal in the state of Haryana.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Karnal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000394 for the Karnal (Haryana) branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Karnal (Haryana), Karnal, Haryana, is provided with a unique IFSC like UTIB0000394 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Karnal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Karnal and Karnal.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Karnal (Haryana) do not get mixed with another location.

Format of the IFSC Code UTIB0000394

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Karnal (Haryana) in Karnal.

For example, the IFSC Code UTIB0000394 of Axis Bank for the Karnal (Haryana) branch has these elements, identifying the bank and the branch location in Karnal and Haryana correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000394 of Axis Bank for its Karnal (Haryana) branch located in Karnal, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Karnal and Karnal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Karnal (Haryana) or Karnal to get the exact IFSC Code UTIB0000394.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Karnal that will provide accurate information.

How to Use IFSC Code UTIB0000394 for Online Transfers?

Once you have the IFSC Code UTIB0000394 for the Karnal (Haryana) branch of Axis Bank in Karnal, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000394. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0000394.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Karnal (Haryana) in Karnal, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Karnal (Haryana), here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Karnal to handle online money transfers and get their cheques cleared smoothly.