IFSC Code of Axis Bank, Ramagundam, Ramagundam, Andhra Pradesh- UTIB0000868

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Ramagundam branch in Karimnagar, Ramagundam, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Karimnagar or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0000868. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Ramagundam, Karimnagar

Here are some of the key details that come with the IFSC Code UTIB0000868 of Axis Bank for its branch located in Karimnagar, within the district of Ramagundam in the state of Andhra Pradesh.

These details help users in online banking and for businesses and individuals who use Axis Bank in Karimnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000868 for the Ramagundam branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Ramagundam, Karimnagar, Andhra Pradesh, are allotted a unique IFSC like UTIB0000868 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Karimnagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Karimnagar and Ramagundam.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Ramagundam reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code UTIB0000868

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ramagundam in Karimnagar.

For example, the IFSC Code UTIB0000868 of Axis Bank for the Ramagundam branch includes these elements, identifying the bank and the branch location in Karimnagar and Andhra Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0000868 of Axis Bank for its Ramagundam branch located in Karimnagar, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Karimnagar and Ramagundam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Ramagundam or Karimnagar to get the exact IFSC Code UTIB0000868.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Karimnagar, then it will provide you proper information.

How to Use IFSC Code UTIB0000868 for Online Transfers?

Once you have the IFSC Code UTIB0000868 for the Ramagundam branch of Axis Bank in Karimnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000868. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000868.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Ramagundam in Karimnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Ramagundam, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Karimnagar manage their online transfers and cheque clearances easily.