Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Karimganj branch in Karimganj, Karimganj, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Karimganj or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0000753. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Karimganj, Karimganj
The table below shows the main details of the IFSC Code UTIB0000753 for the Axis Bank branch in Karimganj, which falls under the Karimganj district in Assam.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000753 |
| Branch | Karimganj |
| City | Karimganj |
| District | Karimganj |
| State | Assam |
| Address | Tarunima Building Opp. Fire Service Station Main Road, Karimganj 788710 Assam |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Karimganj for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000753 for the Karimganj branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0000753 is given to every bank branch, including Axis Bank located in Karimganj, Karimganj, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Karimganj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Karimganj and Karimganj.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Karimganj doesn't end up at another location.
Format of the IFSC Code UTIB0000753
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Karimganj in Karimganj.
For example, the IFSC Code UTIB0000753 of Axis Bank for the Karimganj branch has these elements, identifying the bank and the branch location in Karimganj and Assam correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0000753 of Axis Bank for its Karimganj branch located in Karimganj, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Karimganj and Karimganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Karimganj or Karimganj to find the exact IFSC Code UTIB0000753.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Karimganj will provide accurate information.
How to Use IFSC Code UTIB0000753 for Online Transfers?
If you have the IFSC Code UTIB0000753 for the Karimganj branch of Axis Bank in Karimganj, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0000753. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0000753.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Karimganj in Karimganj, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Karimganj, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Karimganj manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Karimganj Karimganj branch is UTIB0000753.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Tarunima Building Opp. Fire Service Station Main Road, Karimganj 788710 Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.