For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Paidiparru (Andhra Pradesh) branch in Karim Nagar, Paidipally, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Karim Nagar or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0000257. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Paidiparru (Andhra Pradesh), Karim Nagar

The table below shows the main details of the IFSC Code UTIB0000257 for the Axis Bank branch in Karim Nagar, which falls under the Paidipally district in Andhra Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000257
Branch Paidiparru (Andhra Pradesh)
City Karim Nagar
District Paidipally
State Andhra Pradesh
Address Rsn.12/5, V Somasundaram Mansion,Opp Hero Honda Showroom, Tadepalli Gudem Road,Tanuku

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Karim Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000257 for the Paidiparru (Andhra Pradesh) branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Paidiparru (Andhra Pradesh), Karim Nagar, Andhra Pradesh, is provided a unique IFSC like UTIB0000257 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Karim Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Karim Nagar and Paidipally.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Paidiparru (Andhra Pradesh) do not get misguided to another person.

Format of the IFSC Code UTIB0000257

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Paidiparru (Andhra Pradesh) in Karim Nagar.

For example, the IFSC Code UTIB0000257 of Axis Bank for the Paidiparru (Andhra Pradesh) branch includes these elements, identifying the bank and the branch location in Karim Nagar and Andhra Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000257 of Axis Bank for its Paidiparru (Andhra Pradesh) branch located in Karim Nagar, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Karim Nagar and Paidipally, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Paidiparru (Andhra Pradesh) or Karim Nagar to get the exact IFSC Code UTIB0000257.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Karim Nagar, you'll get the correct details.

How to Use IFSC Code UTIB0000257 for Online Transfers?

Once you have the IFSC Code UTIB0000257 for the Paidiparru (Andhra Pradesh) branch of Axis Bank in Karim Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000257. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000257.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Paidiparru (Andhra Pradesh) in Karim Nagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Paidiparru (Andhra Pradesh), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Karim Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Paidiparru (Andhra Pradesh), Karim Nagar?

The IFSC Code is UTIB0000257.

Is the IFSC Code UTIB0000257 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Paidiparru (Andhra Pradesh)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Paidiparru (Andhra Pradesh) branch?

The address of the branch is Rsn.12/5, V Somasundaram Mansion,Opp Hero Honda Showroom, Tadepalli Gudem Road,Tanuku located in Karim Nagar, Paidipally, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.