The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Diphu branch in Karbi Anglong, Diphu, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Karbi Anglong or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0002142. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Diphu, Karbi Anglong

Here are the key points that are associated with the IFSC Code UTIB0002142 of Axis Bank for its branch located in Karbi Anglong, within the district of Diphu in the state of Assam.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002142
Branch Diphu
City Karbi Anglong
District Diphu
State Assam
Address Ground & 1St Floor M G Road, Diphu Bazar Near Galaxi Cinema, Dist Karbi Anglong, Pin- 782460, Assam

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Karbi Anglong for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002142 for the Diphu branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Diphu, Karbi Anglong, Assam, is provided a unique IFSC like UTIB0002142 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Karbi Anglong.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Karbi Anglong and Diphu.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Diphu do not get misguided to another person.

Format of the IFSC Code UTIB0002142

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Diphu in Karbi Anglong.

For example, the IFSC Code UTIB0002142 of Axis Bank for the Diphu branch includes these elements, identifying the bank and the branch location in Karbi Anglong and Assam accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002142 of Axis Bank for its Diphu branch located in Karbi Anglong, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Karbi Anglong and Diphu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Diphu or Karbi Anglong to get the exact IFSC Code UTIB0002142.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Karbi Anglong that will provide accurate information.

How to Use IFSC Code UTIB0002142 for Online Transfers?

Once you have the IFSC Code UTIB0002142 for the Diphu branch of Axis Bank in Karbi Anglong, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002142. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002142.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Diphu in Karbi Anglong may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Diphu, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Karbi Anglong manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Diphu, Karbi Anglong?

The IFSC Code is UTIB0002142.

Is the IFSC Code UTIB0002142 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Diphu?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Diphu branch?

The address of the branch is Ground & 1St Floor M G Road, Diphu Bazar Near Galaxi Cinema, Dist Karbi Anglong, Pin- 782460, Assam located in Karbi Anglong, Diphu, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.