IFSC Code of Axis Bank, Ucha, Kapurthala, Punjab- UTIB0002251

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Ucha branch in Kapurthala, Kapurthala, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Kapurthala or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0002251. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Ucha, Kapurthala

Below in the table are the key details related to IFSC Code UTIB0002251 of Axis Bank for its branch located in Kapurthala, within the district of Kapurthala in the state of Punjab.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Kapurthala for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002251 for the Ucha branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Ucha, Kapurthala, Punjab, is provided with a unique IFSC like UTIB0002251 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Kapurthala.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kapurthala and Kapurthala.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Ucha do not get mixed with another location.

Format of the IFSC Code UTIB0002251

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ucha in Kapurthala.

For example, the IFSC Code UTIB0002251 of Axis Bank for the Ucha branch includes these elements, identifying the bank and the branch location in Kapurthala and Punjab accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002251 of Axis Bank for its Ucha branch located in Kapurthala, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Kapurthala and Kapurthala, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Ucha or Kapurthala to get the exact IFSC Code UTIB0002251.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Kapurthala, you'll get the correct details.

How to Use IFSC Code UTIB0002251 for Online Transfers?

Once you have the IFSC Code UTIB0002251 for the Ucha branch of Axis Bank in Kapurthala, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002251. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002251.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Ucha in Kapurthala, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Ucha, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kapurthala to handle online money transfers and get their cheques cleared smoothly.