Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Bhatnura Kalan branch in Kapurthala, Bholath, or Punjab, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Kapurthala or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0002284. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Bhatnura Kalan, Kapurthala
Below in the table are the key details related to IFSC Code UTIB0002284 of Axis Bank for its branch located in Kapurthala, within the district of Bholath in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002284 |
| Branch | Bhatnura Kalan |
| City | Kapurthala |
| District | Bholath |
| State | Punjab |
| Address | Ground Floor, Khewat/ Khata No. 128/164, Khasra No. 19//13/3/2/2-10, Village Bhatnura Kalan, Tehsil Bholath, District Kapurthala, Punjab, Pin 144201 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Kapurthala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002284 for the Bhatnura Kalan branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Bhatnura Kalan, Kapurthala, Punjab, are given a unique IFSC like UTIB0002284 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kapurthala.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kapurthala and Bholath.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Axis Bank in Bhatnura Kalan goes to the correct branch. This is important because Axis Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTIB0002284
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhatnura Kalan in Kapurthala.
For example, the IFSC Code UTIB0002284 of Axis Bank for the Bhatnura Kalan branch includes these elements, identifying the bank and the branch location in Kapurthala and Punjab accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0002284 of Axis Bank for its Bhatnura Kalan branch located in Kapurthala, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Kapurthala and Bholath, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Bhatnura Kalan or Kapurthala to get the exact IFSC Code UTIB0002284.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Kapurthala, you'll get the correct details.
How to Use IFSC Code UTIB0002284 for Online Transfers?
Once you have the IFSC Code UTIB0002284 for the Bhatnura Kalan branch of Axis Bank in Kapurthala, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0002284. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002284.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Bhatnura Kalan in Kapurthala, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Bhatnura Kalan, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kapurthala manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhatnura Kalan Kapurthala branch is UTIB0002284.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, Khewat/ Khata No. 128/164, Khasra No. 19//13/3/2/2-10, Village Bhatnura Kalan, Tehsil Bholath, District Kapurthala, Punjab, Pin 144201.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.