IFSC Code of Axis Bank, Chrompet, Chennai, Tamil Nadu- UTIB0003905

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Chrompet branch in Kanchipuram, Chennai, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Kanchipuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0003905. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Chrompet, Kanchipuram

Here are the main details that are associated with the IFSC Code UTIB0003905 of Axis Bank for its branch located in Kanchipuram, within the district of Chennai in the state of Tamil Nadu.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Kanchipuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003905 for the Chrompet branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0003905 is given to every bank branch, including Axis Bank located in Chrompet, Kanchipuram, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Kanchipuram.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kanchipuram and Chennai.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Chrompet doesn't end up at another location.

Format of the IFSC Code UTIB0003905

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chrompet in Kanchipuram.

For example, the IFSC Code UTIB0003905 of Axis Bank for the Chrompet branch has these elements, identifying the bank and the branch location in Kanchipuram and Tamil Nadu correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003905 of Axis Bank for its Chrompet branch located in Kanchipuram, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Kanchipuram and Chennai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Chrompet or Kanchipuram to get the exact IFSC Code UTIB0003905.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Kanchipuram that will provide accurate information.

How to Use IFSC Code UTIB0003905 for Online Transfers?

Once you have the IFSC Code UTIB0003905 for the Chrompet branch of Axis Bank in Kanchipuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0003905. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003905.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Chrompet in Kanchipuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Chrompet, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kanchipuram manage online transfers as well as cheque clearances with ease.