The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Sirudamur branch in Kancheepuram District, Sirudamur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Kancheepuram District or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0003845. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Sirudamur, Kancheepuram District

Here are the key points that are associated with the IFSC Code UTIB0003845 of Axis Bank for its branch located in Kancheepuram District, within the district of Sirudamur in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003845
Branch Sirudamur
City Kancheepuram District
District Sirudamur
State Tamil Nadu
Address No 118 Pallar Street,Sirudamur Village Post 603307

These details help users in online banking and for businesses and individuals who use Axis Bank in Kancheepuram District for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003845 for the Sirudamur branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0003845 is given to every bank branch, including Axis Bank located in Sirudamur, Kancheepuram District, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Kancheepuram District.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kancheepuram District and Sirudamur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Sirudamur doesn't end up at another location.

Format of the IFSC Code UTIB0003845

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sirudamur in Kancheepuram District.

For example, the IFSC Code UTIB0003845 of Axis Bank for the Sirudamur branch includes these elements, identifying the bank and the branch location in Kancheepuram District and Tamil Nadu correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003845 of Axis Bank for its Sirudamur branch located in Kancheepuram District, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Kancheepuram District and Sirudamur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Sirudamur or Kancheepuram District to get the exact IFSC Code UTIB0003845.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Kancheepuram District that will provide accurate information.

How to Use IFSC Code UTIB0003845 for Online Transfers?

Once you have the IFSC Code UTIB0003845 for the Sirudamur branch of Axis Bank in Kancheepuram District, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0003845. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003845.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Sirudamur in Kancheepuram District, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Sirudamur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kancheepuram District manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Sirudamur, Kancheepuram District?

The IFSC Code is UTIB0003845.

Is the IFSC Code UTIB0003845 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Sirudamur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sirudamur branch?

The address of the branch is No 118 Pallar Street,Sirudamur Village Post 603307 located in Kancheepuram District, Sirudamur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.