IFSC Code of Axis Bank, Rajgarh Road, Guwahati, Assam- UTIB0004295

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Rajgarh Road branch in Kamrup(Metro), Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Kamrup(Metro) or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0004295. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Rajgarh Road, Kamrup(Metro)

The table below shows the main details of the IFSC Code UTIB0004295 for the Axis Bank branch in Kamrup(Metro), which falls under the Guwahati district in Assam.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Kamrup(Metro) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004295 for the Rajgarh Road branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Rajgarh Road, Kamrup(Metro), Assam, are given a unique IFSC like UTIB0004295 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kamrup(Metro).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Kamrup(Metro) and Guwahati.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Rajgarh Road goes to the correct branch. This is important because Axis Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0004295

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rajgarh Road in Kamrup(Metro).

For example, the IFSC Code UTIB0004295 of Axis Bank for the Rajgarh Road branch has these elements, identifying the bank and the branch location in Kamrup(Metro) and Assam correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0004295 of Axis Bank for its Rajgarh Road branch located in Kamrup(Metro), the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Kamrup(Metro) and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Rajgarh Road or Kamrup(Metro) to find the exact IFSC Code UTIB0004295.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Kamrup(Metro) will provide accurate information.

How to Use IFSC Code UTIB0004295 for Online Transfers?

Once you have the IFSC Code UTIB0004295 for the Rajgarh Road branch of Axis Bank in Kamrup(Metro), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004295. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0004295.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Rajgarh Road in Kamrup(Metro), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Rajgarh Road, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kamrup(Metro) manage their online transfers and cheque clearances easily.