Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Noonmati branch in Kamrup, Noonmati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0000722. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Noonmati, Kamrup

Here are some of the key details that come with the IFSC Code UTIB0000722 of Axis Bank for its branch located in Kamrup, within the district of Noonmati in the state of Assam.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000722
Branch Noonmati
City Kamrup
District Noonmati
State Assam
Address D & H Tower, Near Bamunimaidan New Guwahati, Noonmati Dist. Kamrup Metro, Pin 781021

These details help users in online banking and for businesses and individuals who use Axis Bank in Kamrup for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000722 for the Noonmati branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Noonmati, Kamrup, Assam, is provided with a unique IFSC like UTIB0000722 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Kamrup.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kamrup and Noonmati.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Noonmati do not get mixed with another location.

Format of the IFSC Code UTIB0000722

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Noonmati in Kamrup.

For example, the IFSC Code UTIB0000722 of Axis Bank for the Noonmati branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000722 of Axis Bank for its Noonmati branch located in Kamrup, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Kamrup and Noonmati, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Noonmati or Kamrup to get the exact IFSC Code UTIB0000722.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Kamrup, you'll get the correct details.

How to Use IFSC Code UTIB0000722 for Online Transfers?

Once you have the IFSC Code UTIB0000722 for the Noonmati branch of Axis Bank in Kamrup, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000722. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000722.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Noonmati in Kamrup may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Noonmati, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Noonmati Kamrup?

The IFSC Code of the Noonmati Kamrup branch is UTIB0000722.

Is IFSC Code UTIB0000722 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Noonmati branch?

The branch is located at D & H Tower, Near Bamunimaidan New Guwahati, Noonmati Dist. Kamrup Metro, Pin 781021.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.