IFSC Code of Axis Bank, Khanapara, Khanapara, Assam- UTIB0001297

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Khanapara branch in Kamrup Metropolitan, Khanapara, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0001297. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Khanapara, Kamrup Metropolitan

Below in the table are the key details related to IFSC Code UTIB0001297 of Axis Bank for its branch located in Kamrup Metropolitan, within the district of Khanapara in the state of Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Kamrup Metropolitan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001297 for the Khanapara branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0001297 is given to every bank branch, including Axis Bank located in Khanapara, Kamrup Metropolitan, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Kamrup Metropolitan.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kamrup Metropolitan and Khanapara.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Khanapara doesn't end up at another location.

Format of the IFSC Code UTIB0001297

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khanapara in Kamrup Metropolitan.

For example, the IFSC Code UTIB0001297 of Axis Bank for the Khanapara branch has these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001297 of Axis Bank for its Khanapara branch located in Kamrup Metropolitan, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Kamrup Metropolitan and Khanapara, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Khanapara or Kamrup Metropolitan to get the exact IFSC Code UTIB0001297.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Kamrup Metropolitan, you'll get the correct details.

How to Use IFSC Code UTIB0001297 for Online Transfers?

If you have the IFSC Code UTIB0001297 for the Khanapara branch of Axis Bank in Kamrup Metropolitan, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001297. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001297.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Khanapara in Kamrup Metropolitan, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Khanapara, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kamrup Metropolitan manage online transfers as well as cheque clearances with ease.