IFSC Code of Axis Bank, Panjabari, Guwahati, Assam- UTIB0005371

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Panjabari branch in Kamrup Metro, Guwahati, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Kamrup Metro or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0005371. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Panjabari, Kamrup Metro

Here are the main details that are associated with the IFSC Code UTIB0005371 of Axis Bank for its branch located in Kamrup Metro, within the district of Guwahati in the state of Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Kamrup Metro for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005371 for the Panjabari branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Panjabari, Kamrup Metro, Assam, is provided a unique IFSC like UTIB0005371 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Kamrup Metro.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kamrup Metro and Guwahati.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Panjabari do not get misguided to another person.

Format of the IFSC Code UTIB0005371

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panjabari in Kamrup Metro.

For example, the IFSC Code UTIB0005371 of Axis Bank for the Panjabari branch includes these elements, identifying the bank and the branch location in Kamrup Metro and Assam accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005371 of Axis Bank for its Panjabari branch located in Kamrup Metro, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Kamrup Metro and Guwahati, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Panjabari or Kamrup Metro to get the exact IFSC Code UTIB0005371.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Kamrup Metro, you'll get the correct details.

How to Use IFSC Code UTIB0005371 for Online Transfers?

Once you have the IFSC Code UTIB0005371 for the Panjabari branch of Axis Bank in Kamrup Metro, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0005371. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005371.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Panjabari in Kamrup Metro, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Panjabari, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kamrup Metro manage online transfers as well as cheque clearances with ease.