Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its The Kaithal Central Cooperative Bank Ltd branch in Kaithal, Kaithal, or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Kaithal or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0KAIT01. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, The Kaithal Central Cooperative Bank Ltd, Kaithal
Here are some of the key details that come with the IFSC Code UTIB0KAIT01 of Axis Bank for its branch located in Kaithal, within the district of Kaithal in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0KAIT01 |
| Branch | The Kaithal Central Cooperative Bank Ltd |
| City | Kaithal |
| District | Kaithal |
| State | Haryana |
| Address | 1St. Floor Jind Road, Kaithal City Kaithal, Pin- 136027 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Kaithal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0KAIT01 for the The Kaithal Central Cooperative Bank Ltd branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in The Kaithal Central Cooperative Bank Ltd, Kaithal, Haryana, is provided with a unique IFSC like UTIB0KAIT01 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Kaithal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kaithal and Kaithal.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in The Kaithal Central Cooperative Bank Ltd do not get mixed with another location.
Format of the IFSC Code UTIB0KAIT01
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Kaithal Central Cooperative Bank Ltd in Kaithal.
For example, the IFSC Code UTIB0KAIT01 of Axis Bank for the The Kaithal Central Cooperative Bank Ltd branch includes these elements, identifying the bank and the branch location in Kaithal and Haryana accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0KAIT01 of Axis Bank for its The Kaithal Central Cooperative Bank Ltd branch located in Kaithal, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Kaithal and Kaithal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for The Kaithal Central Cooperative Bank Ltd or Kaithal to get the exact IFSC Code UTIB0KAIT01.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Kaithal that will provide accurate information.
How to Use IFSC Code UTIB0KAIT01 for Online Transfers?
Once you have the IFSC Code UTIB0KAIT01 for the The Kaithal Central Cooperative Bank Ltd branch of Axis Bank in Kaithal, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0KAIT01. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0KAIT01.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank The Kaithal Central Cooperative Bank Ltd in Kaithal may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in The Kaithal Central Cooperative Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kaithal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0KAIT01.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1St. Floor Jind Road, Kaithal City Kaithal, Pin- 136027 located in Kaithal, Kaithal, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.