The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Taranwali branch in Kaithal, Guhlachika Mandi, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Kaithal or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0002117. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Taranwali, Kaithal

The table below shows the main details of the IFSC Code UTIB0002117 for the Axis Bank branch in Kaithal, which falls under the Guhlachika Mandi district in Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002117
Branch Taranwali
City Kaithal
District Guhlachika Mandi
State Haryana
Address Ground Floor,Khewat No.224 Min., Khatauni No 416 Min,Rect No.7, Killa No.25/1/2/2,Vill.Taranwali, Tehsil Guhla,District Kaithal, Haryana,Pin 136032

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Kaithal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002117 for the Taranwali branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Taranwali, Kaithal, Haryana, is provided a unique IFSC like UTIB0002117 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Kaithal.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kaithal and Guhlachika Mandi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Taranwali do not get misguided to another person.

Format of the IFSC Code UTIB0002117

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Taranwali in Kaithal.

For example, the IFSC Code UTIB0002117 of Axis Bank for the Taranwali branch includes these elements, identifying the bank and the branch location in Kaithal and Haryana accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002117 of Axis Bank for its Taranwali branch located in Kaithal, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Kaithal and Guhlachika Mandi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Taranwali or Kaithal to get the exact IFSC Code UTIB0002117.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Kaithal, you'll get the correct details.

How to Use IFSC Code UTIB0002117 for Online Transfers?

If you have the IFSC Code UTIB0002117 for the Taranwali branch of Axis Bank in Kaithal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002117. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002117.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Taranwali in Kaithal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Taranwali, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kaithal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Taranwali, Kaithal?

The IFSC Code is UTIB0002117.

Is the IFSC Code UTIB0002117 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Taranwali?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Taranwali branch?

The address of the branch is Ground Floor,Khewat No.224 Min., Khatauni No 416 Min,Rect No.7, Killa No.25/1/2/2,Vill.Taranwali, Tehsil Guhla,District Kaithal, Haryana,Pin 136032 located in Kaithal, Guhlachika Mandi, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.