The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Siwan Kaithal branch in Kaithal, Siwan, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Kaithal or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0005539. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Siwan Kaithal, Kaithal
Here are the main details that are associated with the IFSC Code UTIB0005539 of Axis Bank for its branch located in Kaithal, within the district of Siwan in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005539 |
| Branch | Siwan Kaithal |
| City | Kaithal |
| District | Siwan |
| State | Haryana |
| Address | Ground Floor, Property Id 8Kidyy59, Khewat No 202, Khatoni No 222, Tehsil Siwan District Kaithal |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Kaithal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0005539 for the Siwan Kaithal branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Siwan Kaithal, Kaithal, Haryana, is provided a unique IFSC like UTIB0005539 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Kaithal.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kaithal and Siwan.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Siwan Kaithal do not get misguided to another person.
Format of the IFSC Code UTIB0005539
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siwan Kaithal in Kaithal.
For example, the IFSC Code UTIB0005539 of Axis Bank for the Siwan Kaithal branch includes these elements, identifying the bank and the branch location in Kaithal and Haryana accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0005539 of Axis Bank for its Siwan Kaithal branch located in Kaithal, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Kaithal and Siwan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Siwan Kaithal or Kaithal to find the exact IFSC Code UTIB0005539.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Kaithal will provide accurate information.
How to Use IFSC Code UTIB0005539 for Online Transfers?
Once you have the IFSC Code UTIB0005539 for the Siwan Kaithal branch of Axis Bank in Kaithal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0005539. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005539.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Siwan Kaithal in Kaithal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Siwan Kaithal, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kaithal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0005539.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor, Property Id 8Kidyy59, Khewat No 202, Khatoni No 222, Tehsil Siwan District Kaithal located in Kaithal, Siwan, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.