For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Pundri branch in Kaithal, Pundri, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Kaithal or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0004287. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Pundri, Kaithal

Below in the table are the key details related to IFSC Code UTIB0004287 of Axis Bank for its branch located in Kaithal, within the district of Pundri in the state of Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004287
Branch Pundri
City Kaithal
District Pundri
State Haryana
Address Basement And Ground Floor, Sco 50, Mt Pundri ,Huda Market, District Kaithal, Haryana 136026

These details helps users in online banking and for businesses and individuals who use Axis Bank in Kaithal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004287 for the Pundri branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Pundri, Kaithal, Haryana, is provided a unique IFSC like UTIB0004287 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Kaithal.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kaithal and Pundri.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Pundri do not get misguided to another person.

Format of the IFSC Code UTIB0004287

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pundri in Kaithal.

For example, the IFSC Code UTIB0004287 of Axis Bank for the Pundri branch includes these elements, identifying the bank and the branch location in Kaithal and Haryana accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0004287 of Axis Bank for its Pundri branch located in Kaithal, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Kaithal and Pundri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Pundri or Kaithal to get the exact IFSC Code UTIB0004287.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Kaithal, then it will provide you proper information.

How to Use IFSC Code UTIB0004287 for Online Transfers?

If you have the IFSC Code UTIB0004287 for the Pundri branch of Axis Bank in Kaithal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004287. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0004287.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Pundri in Kaithal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Pundri, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kaithal manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Pundri, Kaithal?

The IFSC Code is UTIB0004287.

Is the IFSC Code UTIB0004287 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Pundri?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pundri branch?

The address of the branch is Basement And Ground Floor, Sco 50, Mt Pundri ,Huda Market, District Kaithal, Haryana 136026 located in Kaithal, Pundri, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.